Your first home is closer than you think. With as little as a 5% deposit - from savings, KiwiSaver, a family gift, or even the sale of a non-essential asset - first home buyers can secure a Kainga Ora 95% loan, or a 90% option with just 5% of your own funds and the balance gifted. Got a spare room or two? Boarder income can count towards your servicing, and up to four applicants can go in together on one home. With rates and lending criteria this accessible, waiting rarely pays - the longer you sit on the sidelines, the further this kind of opportunity can slip away. Talk to your mortgage adviser today and find out how achievable this really is.
Buying your first place shouldn't mean compromising on quality - and this brand-new townhouse in Papakura's fast-growing Red Hill pocket proves it. Modern, low-maintenance, and genuinely great value, this is a smart way to get onto the property ladder.•
Step inside to light-filled, open-plan living that flows straight out to your own outdoor space - easy to live in, easy to entertain in, and easy to make yours. Clean contemporary finishes and a neutral palette mean you can move in and add your own stamp whenever you're ready, without needing to renovate first.
The kitchen is fitted with quality appliances and plenty of storage, built for real everyday life - whether that's weeknight dinners or Sunday catch-ups with mates. A guest powder room downstairs is a nice touch for when people pop round, and internal garaging means safe, easy parking without wrestling the weather.
Upstairs you've got well-proportioned bedrooms, a master with its own ensuite, and a full family bathroom - giving you room to grow, host flatmates, or simply enjoy some space to yourself.
Built with durable, low-maintenance materials and offered freehold, this is a home designed to look after you long-term - no ongoing body corporate hassle, no surprise costs eating into your budget.
And the location works hard for you too - minutes from Papakura Town Centre, public transport, motorway access and local parks, in an area that keeps building momentum with buyers.
The vendor is motivated and ready to deal - if you've been waiting for the right first home at the right price, this is worth a look.
PLEASE NOTE: Specified floor and land area sizes have been obtained from sources such as RPNZ or Auckland Council (LIM) documents. They have not been measured by the Salesperson or City South Investments 2019 Ltd. We recommend you seek your own independent legal advice if these sizes are material to your purchasing decision.
