96645 STILLPOINT Way, Fernandina Beach, FL 32034

4.875% Assumable FHA Mortgage! Designed to fit today's lifestyle, this never-lived-in Captiva floor plan offers the perfect blend of comfort, style, and functionality. Situated on a peaceful cul-de-sac with no homes directly in front and located near the community walking trail, this thoughtfully upgraded home backs to a serene preserve view for added privacy and tranquility. A charming front porch welcomes you into a spacious foyer filled with abundant natural light. The open-concept living area is anchored by a chef's kitchen featuring quartz countertops, a large center island, 42-inch upper cabinets, corner pantry, and upgraded finishes throughout... perfect for entertaining or everyday living. The kitchen overlooks the dining area and spacious great room with access to the large screened-in covered porch, creating seamless indoor-outdoor living. The private owner's suite is a true retreat with elegant tray ceilings, a spacious walk-in closet, and a luxurious en-suite bath complete with a soaking tub, dual vanities, and separate shower. Additional highlights include a flexible bonus/flex space between the secondary bedrooms, generous laundry room with upper cabinets and utility sink, numerous builder upgrades throughout, and peaceful preserve setting with relaxing views. Conveniently located approximately 15 minutes from Amelia Island's beautiful beaches and close to shopping, dining, Jacksonville International Airport, and Kings Bay Naval Base. Buyers' plans changed, creating a rare opportunity to own a beautifully upgraded, move-in-ready home without the wait of new construction.