98 N BEAR RIVER Rd, Saratoga Springs, UT 84045

One of this home's biggest advantages is its existing 30-year FHA mortgage at 3.99% fixed! Instead of financing the entire purchase with a new loan, a qualified buyer may be able to take over the seller's current mortgage and bring approximately $20,000 to cover the difference between the purchase price and remaining loan balance, plus closing costs. Built in 2026, this four-bedroom, 2.5-bath Selma plan offers 1,938 square feet and a distinctive two-level layout. The kitchen, dining area, and great room come together in a bright, connected living space centered around a generous eat-around island. Large windows bring in abundant natural light to enjoy the surrounding mountain views. All four bedrooms and the laundry are also upstairs, including a spacious primary suite with a walk-in closet and spa-style shower. The washer and dryer are included, and a radon mitigation system has already been installed It comes with a 5 year warrenty. Additional highlights include an attached two-car garage, a fully fenced yard, central air, and a welcoming covered front porch. The Backyard should be finished in the next two weeks or so. Wander amenities include a community pool, playgrounds, biking and hiking trails, and snow removal. The mortgage takeover is subject to lender approval, buyer qualification, the final loan balance, and applicable terms. Buyer to verify all information.