FL 33849

Prime rural residential lot opportunity in unincorporated Polk County, Florida (ZIP 33849). This A/RR (Agricultural/Rural Residential) zoned property supports low-density single-family detached homes by right (typically 1 du/5 acres) and allows manufactured/modular homes with permits and standards. Accessory Dwelling Units (ADUs) may be permitted conditionally. Duplexes, townhomes, multifamily, apartments, and mobile home parks are prohibited without rezoning. The site is located approximately 1.23 miles from highways with nearby services including On-Site Power Services (1.24 miles) and Ron's Welding Shop (1.25 miles), plus convenient access to J6 Ranch park (1.71 miles). However, the lot lies in Flood Zone A, a high-risk 100-year floodplain requiring structures to be elevated or floodproofed (often 1-2 feet above flood level due local codes), which significantly increases construction costs and typically mandates federal flood insurance. Wetlands classified as Stream and Lake Swamps/Bottomland are also present, triggering federal Clean Water Act regulations that may restrict development. Request a Zoning Verification Letter from Polk County Planning & Zoning and verify all setbacks, utility availability, and development requirements. This lot has no road access and cannot built on. Rancho Bonito Community is exclusive and gated for land owners and welcomes trucks, buggies, and ATVs to try their mud hole trails.